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Finance Calculators

Mortgages, loans, tax, investments and more โ€” all with step-by-step workings.

22 calculators
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Mortgage Calculatorpopular
Monthly payments, total interest, full amortization schedule
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Loan Calculatorpopular
Personal, auto and business loans โ€” payment and total cost
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Compound Interest Calculator
Watch savings grow with daily, monthly or annual compounding
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Investment Calculator
Project returns on stocks, bonds and savings with inflation
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Retirement Calculator
Will you have enough? Savings, drawdown and the 4% rule
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Savings Calculator
Set a goal and find out how long it takes to reach it
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Salary Calculatorpopular
Annual, monthly, weekly and hourly pay conversions
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Income Tax Calculatorpopular
USA, UK, Germany, Poland tax brackets with waterfall breakdown
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VAT Calculator
Add or remove VAT/sales tax โ€” UK, EU, US and Poland rates
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Discount Calculator
Sale price, original price or discount %. Stacked discounts
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Tip Calculator
Split the bill fairly โ€” quick tips and per-person split
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Credit Card Calculator
Payoff time, total interest and six payoff strategies compared
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Debt Payoff Calculator
Snowball vs avalanche payoff plan with debt-free date
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Budget Calculator
Monthly budget with 50/30/20 analysis and annual projection
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Auto Loan Calculator
Car financing with trade-in, down payment and sales tax
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Amortization Calculator
Full schedule showing principal vs interest each month
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Payment Calculator
Solve for payment amount, loan amount or loan term
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Interest Calculator
Simple vs compound interest comparison with bar chart
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Inflation Calculator
Future value, past value or implied inflation rate
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ROI Calculator
Return on investment with annualised ROI and CAGR comparison
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Rent vs Buy Calculator
True financial cost of renting versus buying a home over time
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Credit Score Estimator
Estimate your credit score range and get tips to improve your rating

A Map of the Finance Calculators

Almost every money question reduces to one of four shapes, and each shape has its tools here. Borrowing: the mortgage, loan and auto loan calculators price a debt, the amortization schedule shows where each payment really goes, and the payment solver works the equation from whichever side you know. Escaping debt: the credit card and debt payoff tools quantify the minimum-payment trap and compare snowball against avalanche, while the credit score estimator covers the number lenders judge you by.

Growing money: compound interest is the engine, the investment and retirement calculators project it honestly (fees and inflation included), and the savings and budget tools handle the discipline side. Everyday arithmetic: income tax with verified 2026 rates for four countries, VAT, salary conversions, tips, discounts, inflation and ROI.

Every tool shows its working, every guide uses verified numbers, and the deeper concepts live in the blog โ€” start with how compound interest works if you read only one. Definitions of any unfamiliar term are in the glossary.